MANINDER SINGH
Policy ID: 100590
Valid upto: 23/04/2024
MANINDER SINGH
Policy ID: 100590
Valid upto: 23/04/2024
Health insurance has become an essential part of everyone's life as it offers financial protection from rising medical costs in case of a medical emergency. In recent years, the health insurance industry has not been left behind as the world has witnessed some major digitization and technological breakthroughs.
Today, health insurance companies provide health cards to their policyholders at the time of purchase. policy. A health card can be very useful at the time of claim. Moreover, to maximize the benefits of the policy; opt for a health insurance card. However, always remember that the benefits of a health card or health insurance card are only valid at network hospitals of the Health Insurance Company.
A Health insurance card is an identity card that holds information such as insurer details, policyholder details, and other policy information. Health cards are like your credit and debit cards consisting of a digital chip that safely holds all the information about your policy. With the help of digital health cards, policyholders can get cashless payment solutions for hospital bills and other healthcare costs. When policyholders show their health insurance cards to the hospital, the management will conduct a digital analysis of their financial coverage to help them prepare for their treatment. They might also have the expenses paid directly by the insurance company.
The information present in a health card is related to your health insurance such as
Health card for your policy is unique to each individual and should be carefully maintained for long-term use.
A digital health ID card is the unique identification of the policyholder consisting of their identity and their health record data. It is a random 14-digit number generated by NDHM (National Digital Health Mission) to give you authority that can be accessible to various stakeholders and insurance providers ensuring easy access to your health insurance policy.
It takes only the bare minimum of personal details to create a digital health ID card online, like:
If someone wants to create an online record of their medical procedures, or health track records, they can apply for a digital ID card for their health insurance.
Digital health ID card helps enable both parties to interact with each other to know the track of the policyholder's medical reports, health records, prescriptions, diagnostics, etc.
Health Insurance companies will provide digital health cards to the policyholders at the time of purchasing the health insurance plan. If your entire family is covered under health insurance, each insured member will receive a separate and unique health card.
Your health card contains proof of you being covered under a health insurance policy. Thus, it is delivered to you along with your policy document and other necessary documents once you purchase a health insurance policy. If you haven't received a health card from your insurer you can apply for the same from the comfort of your home online and get a digital one. Contact your insurer via their customer care number or an email and request a digital copy of your health insurance card. If your insurer provides the same on their specialized app they will instruct you accordingly. By filling in some basic details you will be able to retrieve a digital version of your health insurance card online.
A health card is like a summary of all your health insurance details confided in one place. Health card benefits are numerous and so are its uses. Let's have a look at some of the prime benefits of a health card:
You don't need to go through a tough or lengthy process to activate your health card. It takes a bare minimum of documentation such as your contact number, policy number, aadhaar, and a few others to get a health card.
Even if you forget to carry your physical health insurance card, the digitally assigned health card can work for instance. Various health insurance companies provide discounts on paying premiums via card or offers while making a claim.
I've Lost My Health ID Card. What Should I Do?
Medical complications are inevitable because you never know when it will strike. So, keeping your digital health card in handy will be your saviour in such times. You can present the card to the hospital to minimize delays in cashless treatments.
Unique ID proof with all the relevant details is a must to contact your insurer, process your payments, and settle your hospital costs quickly. In India, a health card is the most convenient and technologically advanced way to manage your insurance at the right time.
Get your policy health card now to avail maximum benefits and discounts on each claim.
A health card is a handy way to carry the details of your insurance policy. At the time of hospitalization you can present the card and avail cashless claims simply among offering offering various other benefits.
A health insurance card holds your policy number, name, date of birth, type of policy, and date of expiry.
A health insurance card is a health insurance identity proof having personal details, your policy's details and the details of the policy provider. A health card contains the details of your health insurance. Whereas, health insurance means the insurance policy that you have bought for yourself.
You get access to your health insurance card when you purchase a health insurance plan. Your insurer will give you the health card and the policy documents.
A health card ensures that you have a seamless hospitalization process with everything in one place. It saves you from carrying your policy document everywhere. Consider it as an identity card for your health plan.
You can contact your insurer and get a digital one or a new one. Your insurer will verify some details and they will issue a new health card to you.
Yes, you can contact your insurer and get a digitalized version of a health card.
In a family floater plan, every member of the policy gets a different health insurance card.
Yes, in times of emergency, health insurance cards can be used for cashless payment in the network hospitals. The customer can submit the card to the payment desk of the hospital and can collect it later once the treatment procedure is over. The insurer will send the amount directly to the hospital.
No, the details on the card cannot be changed. In case of policy renewal if the policyholder changes the SI, a new card will be issued in which the modified SI will be mentioned.
The card will also expire when the policy does.
Yes, the government also provides a health insurance card on buying their policy.
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Simran has an experience of 3 years in insurance content writing. She transitioned from hospitality to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner she keeps her audience hooked and solves their doubts smoothly.
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